Personal Money Management 101 Blog

As we clear away after the Christmas festivities many of us have a few in-between days to reflect before the dawn of the New Year. 2009 seems set to be financially tough, but there are some simple steps (resolutions) we can all take to help us weather the storm.

Don’t listen to the doomsayers
Wherever you turn you’re bound to hear predictions of how bad the economy’s going to get, be they from “experts” or the guy sitting next to you on the bus. Ignore the lot. 2009 will most likely be financially difficult, but no one knows to what extent. Even the so-called “experts” don’t have a great track record when it comes to economic prediction, else they would have foreseen the credit crunch and done something to prevent it! Read the rest of this entry »

The question of whether its better to be employed or to run your own business has probably occurred to most of us at some time or another. In fact both paths have advantages and disadvantages. Here are some pointers on how to decide what’s best for you. Read the rest of this entry »