Personal Money Management 101 Blog

There is no shortage of people willing to tell you what to do with your money, the financial advisor is one of the growth professions of the new millennium.

It’s important to be aware of the differen types of advisor: Read the rest of this entry »

by Peter Kenny

Opening up a savings account can be a great idea for some consumers but it may not be the right choice for all consumers. This articles examines what a savings account is and for whom it might be advantageous to have one. Read the rest of this entry »

by Emma Snow

In the big world of investing, it seems we hear a lot about what securities to invest in, but not as much about what types of accounts to invest in. There are so many different types of investment accounts, each covering a different purpose, and new types of accounts seem to be created weekly. What are some of the basic types of investment accounts and what can they do for you? This article covers some of the accounts that are available currently and why you would use each one. Read the rest of this entry »

A significant proportion of households these days owe more in debt than they own in assets. This is a problem rapidly becoming a crisis. But all that is needed to avoid joining this unfortunate group is a little self-discipline and the realization that spending foregone today will yield significantly more spending potential in future on an ongoing basis. Read the rest of this entry »

Every journey starts with knowing where you want to go. Your financial journey is no different. This article will help you identify your and plan the route most likely to achieve them.

Everyone is different. We all have different present circumstances, different goals and priorities, and different attitudes to issues like risk. Just as we are all different to one another, so our circumstances, goals and priorities continue to change throughout our lives. Financial planning, therefore, isn’t something that we can do once and file away. We need to keep reviewing our financial position and goals on a regular basis. Read the rest of this entry »